If you’re thinking about taking New York’s defensive driving (PIRP) course to reduce points or get that insurance discount, you’ve probably seen two formats: in‑person (classroom) and online (I‑PIRP / Internet delivery). While both are DMV‑approved if done right,...
Many drivers assume that the Point & Insurance Reduction Program (PIRP), also called defensive driving, is only useful if you have points or recent traffic violations. The truth is, any New York driver can benefit from PIRP, even with a clean driving record. In...
How to Get a Defensive Driving Certificate in New York For many drivers in New York, a defensive driving certificate is more than a piece of paper. It is an official recognition that you have completed a New York State Department of Motor Vehicles (DMV) approved Point...
Spend under 25 dollars once on a Defensive Driving Course with American Safety and you unlock a 10 percent insurance discount for three years. For most New York drivers, that means hundreds of dollars back, sometimes over a thousand, for a single 6 hour course. Cut 10...
If you're a New York driver considering a defensive driving course, one of your first questions is likely: how much time will it take? In New York, this defensive driving or Point & Insurance Reduction Program (PIRP / I‑PIRP) course has a legally mandated...