---
title: How Long Does a Speeding Ticket Stay on Your Record in Michigan
excerpt: 
description: "Learn how long a speeding ticket stays on your Michigan driving record, how points affect insurance, and how completing the Michigan Basic Driver Improvement Course from American Safety Institute can help protect your rates."
url: https://americansafetyinstitute.com/asi-article/how-long-does-a-speeding-ticket-stay-on-your-record-in-michigan/
post_type: asi_article
categories: Michigan Basic Driver Improvement
states: Michigan
---

# How Long Does a Speeding Ticket Stay on Your Record in Michigan

Speeding tickets are one of the most common traffic violations in Michigan, and many drivers wonder how long they stay on your record and what impact they have on insurance. Understanding how the state handles points and violations can help you take steps to protect your driving record.




### Michigan’s Point System


Michigan uses a **point system** to track moving violations. Key points about speeding tickets include:



A speeding ticket typically adds **1 to 4 points**, depending on how far over the speed limit you were driving
Points remain on your driving record for **two years** from the date of the violation
Insurance companies can see these points and may adjust premiums accordingly



### Insurance Implications in Michigan


Even after the points are no longer active for state purposes, your **violation history may be visible to insurers** for longer, often up to **three to five years**. The exact impact on insurance depends on:



Your driving history
The severity of the ticket
The policies of your insurance company

A single speeding ticket can increase premiums, especially if combined with prior violations.




### How Driver Improvement Courses Can Help


Michigan offers a way to mitigate the impact of a speeding ticket through the **Basic Driver Improvement Course (BDIC)**. Benefits for eligible drivers include:



Preventing points from being applied to your driving record
Keeping the violation from being reported to insurance companies
Completing the course once per eligible violation within the allowed timeframe



### Convenient Online Learning


For those who qualify, the Michigan Basic Driver Improvement Course provides a flexible way to complete the course from home. Features include:



Work at your own pace
Complete all requirements without travel or scheduling conflicts
Meet all state requirements for point dismissal

By completing the course, drivers can avoid long-term impacts on their insurance and maintain a clean driving record while refreshing their knowledge of Michigan traffic laws.